FTA Urges Federal Reserve to Modernize Cross-Border Payments Through Reg J Amendments

WASHINGTON, D.C. – The Financial Technology Association (FTA) submitted comments to the Federal Reserve Board of Governors on its proposed amendments to Regulation J, which would expand the FedNow Service to support cross-border money movement by allowing non-Reserve Bank intermediaries to participate in the transaction chain.

FTA strongly supports the proposal as a meaningful step toward real-time, cross-border payments and urged the Board to consider several modifications to maximize its impact. More broadly, FTA urged the Federal Reserve to take a holistic approach to payments system modernization and cross-border innovation, including by expanding direct payment system access.

Read FTA’s full comment letter here.

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The Financial Technology Association (FTA) is a network of fintech industry leaders shaping the future of finance. We champion financial innovation and advocate for policies that expand competition, access, and opportunity.