WASHINGTON, D.C. – The Financial Technology Association (FTA) today announced that leading earned wage access (EWA) provider Payactiv has joined its membership. Payactiv serves more than 5 million American workers by providing access to their already-earned wages, bridging the gap between payday and when bills or expenses come due.
Payactiv’s membership reflects FTA’s continued commitment to building a coalition of companies working to expand financial access and opportunity for everyday Americans. EWA services like those offered by Payactiv give workers greater control over their cash flow, providing a responsible alternative to costly options such as overdraft fees and payday loans.
“We are pleased to welcome Payactiv to our community of fintech industry leaders,” said Penny Lee, President and CEO of the Financial Technology Association. “EWA providers like Payactiv ensure millions of workers can access their earned wages before payday to manage their cash flow responsibly. We look forward to working together to advance policies that support financial access and well-being.”
“Joining FTA marks an exciting new chapter for Payactiv as we work to expand access to earned wages for workers across the country,” said Safwan Shah, Founder and CEO of Payactiv. “FTA has been a powerful voice for fintech innovation, and we look forward to joining their community and advancing policies that put workers’ financial well-being first.”
FTA has been a leading advocate for a clear and consistent federal regulatory framework for earned wage access, ensuring that EWA products are properly distinguished from credit and that workers can continue to benefit from on-demand pay solutions. Learn more about FTA’s work on earned wage access here.
About FTA
The Financial Technology Association (FTA) is a network of fintech industry leaders shaping the future of finance. We champion financial innovation and advocate for policies that expand competition, access, and opportunity. Learn more at www.ftassociation.org.
About Payactiv
Payactiv is the creator and leading provider of employer-integrated earned wage access. A certified B Corp, Payactiv partners with 40,000+ businesses and leading payroll and HCM providers to serve millions of workers with a modern platform for earned wage access, payments, and payroll cards. Payactiv has won the 2025 FinTech Cloud Award for Best FinTech in Payroll, Expenses, and Employee Benefits, along with top honors from the Stevie® Awards and HR Tech. Learn more at www.payactiv.com. Follow us on X and LinkedIn.