The Financial Technology Association (FTA) educates consumers, regulators, external stakeholders, and the industry on the value of technology-centered financial services and advocates for the modernization of financial regulation to support inclusion, fairness, and innovation.
Our members believe in the power of technology-driven innovation to advance financial access and inclusion, efficiency and productivity, and choice and opportunity. Modern regulatory frameworks and approaches should facilitate these outcomes through forward-leaning engagement and a careful understanding of the technologies that will shape the future of finance. The following are core guiding principles that should anchor the development of consumer-centric 21st century business and regulatory models.
Access & Inclusion
Ethical Business Standards
The FTA’s guiding principle is that sound policy should provide consumer safeguards and protections, while fostering business model innovation that can deliver access to safe, inclusive, low-cost, and equitable financial products, services, and opportunities.