FTA publication archive. Publications can include research reports, service and technology insights, consultation responses, position papers, partner perspectives, eBooks, etc.
Investing helps people build wealth, reduce economic inequality, and level the financial playing field. Thanks to innovations in financial technology, individuals who used to face barriers to investing, like high…
Earned Wage Access (EWA) offers consumers flexibility through earlier access to their earnings, helping them make timely payments, avoid overdraft fees and high-cost credit, and manage their everyday spending. EWA…
Financial technology has gone mainstream, with nearly nine in ten Americans using some form of fintech in the last year. From lending and payments to investing, fintech fills the gaps…
This installment of “Just the Facts” discusses Open Banking. Open banking empowers consumers to safely and securely access and share their financial data across financial services providers to obtain greater…
This installment of “Just the Facts” discusses Global Payments Innovation. By leveraging internet and mobile technologies, fintech innovators offer consumers new payment and money transfer options that significantly reduce costs,…
The FTA’s “Just the Facts” series aims to inform financial technology policy discussions in order to safeguard consumers and advance the development of trusted, digital financial markets and services. This…
The FTA’s “Just the Facts” series aims to inform financial technology policy discussions in order to safeguard consumers and advance the development of trusted, digital financial markets and services. The…
Introducing the Future of Finance. Technology-driven innovation is transforming the way we offer, access, and benefit from financial services and markets in the United States. By using internet and mobile…
